Checking Accounts

You want smart, flexible checking. Horizon gives you choices. With a menu of options that include perks like no minimum balance requirement, free online banking, refunds on ATM fees—even the ability to earn dividends—there’s a checking account that’s ideal for everyone.

Download Horizon Checking Account info

Bonus Checking

Get 3% cash back on debit card purchases and earn refunds on ATM fees with Horizon Bonus Checking. You’ll earn up to $8 cash back each month on debit card purchases. No restrictions, no kidding! Enjoy paperless eStatements and take advantage of convenient direct deposit.

Restrictions & qualifications apply: Cashback amount capped at $8.00 per month. ATM fee refunds available nationwide up to $20 monthly. To meet the minimum qualification requirements, you must: 1) make fifteen (15) signature debit card purchases of a minimum $5 transaction amount that post and settle to your account; 2) have at least one (1) ACH (Automated Clearing House) debit or direct deposit post and settle to your account; and 3) be enrolled in and receive eStatements. The monthly qualification cycle is defined as a period beginning on the first day of the current month's cycle and ending on the last day of that same month's statement cycle. Only one rewards-based checking account is allowed per primary member’s social security number. ATM-processed transactions do not qualify as debit card transactions, and ATM fee refund structure does not apply.

Rewards Checking

Earn interest on free checking with Horizon Rewards Checking. This tiered account lets you use your debit card to recoup ATM fees nationwide. Take advantage of convenient direct deposit and go paperless with eStatements. Rewards Checking gets your money working smarter.

Restrictions & qualifications apply: ATM fee refunds available nationwide up to $20 monthly. To meet the minimum qualification requirements, you must: 1) make fifteen (15) signature debit card purchases of a minimum $5 transaction amount that post and settle to your account; 2) have at least one (1) ACH (Automated Clearing House) debit or direct deposit post and settle to your account; and 3) be enrolled in and receive eStatements. The monthly qualification cycle is defined as a period beginning on the first day of the current month's cycle and ending on the last day of that same month's statement cycle. Only one rewards-based checking account is allowed per primary member’s social security number. ATM-processed transactions do not qualify as debit card transactions, and ATM fee refund structure does not apply.

Advantage Checking

Earn monthly dividends and reap the rewards with Horizon Advantage Checking. This tiered rate account yields competitive earnings that get added straight to your account every month. As long as you meet the minimum qualifications each cycle, you’ll see your money grow.

Restrictions & qualifications apply: Dividends earned will remain in your Advantage Checking account. Monthly requirements: To meet the minimum qualification requirements, you must: 1) make fifteen (15) signature debit card purchases of a minimum $5 transaction amount that post and settle to your account; 2) have at least one (1) ACH (Automated Clearing House) debit or direct deposit post and settle to your account; and 3) be enrolled in and receive eStatements. The monthly qualification cycle is defined as a period beginning on the first day of the current month's cycle and ending on the last day of that same month's statement cycle. Only one rewards-based checking account is allowed per primary member’s social security number. ATM-processed transactions do not qualify as debit card transactions, and ATM fee refund structure does not apply.

Check out our current checking account rates.

Additional Resources

Infographics

• Internet Safety
• How to Shop Smart at the Grocery Store
• Overdraft Protection
• Go Paperless and Save

Videos

• Is Online Bill Pay Safe?